What is ZaloPay? 6 features you should know about ZaloPay before using


In the current digital technology era, e-wallets are increasingly widely used. One of the most popular payment gateways today is ZaloPay. So what do you need to know about ZaloPay ?

What is ZaloPay?
ZaloPay is an electronic payment wallet, with the same origin as the popular social network in Vietnam, Zalo. This payment gateway allows users to exchange cash flows online on electronic devices with internet connection.

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This is considered a mobile payment application with many useful features for both individuals and businesses, which can fully meet the needs of life as well as business.

6 outstanding features of ZaloPay
Money transfer feature
You can use this feature 24/7/365 except during system update and maintenance time frames. It only takes you about 2 seconds to complete the transaction, extremely fast and convenient. You do not need to go to ATMs to transfer money or wait for the bank's office hours to make this transaction. Now, anywhere, anytime, with just a few simple taps, your money transfer is complete.


Payment feature
Instead of using cash or using cards at stores, you can pay with the ZaloPay application with just one scan of the QR code. With devices running Android operating system, you can also perform this feature via NFC, Bluetooth.

Features of payment for services
When society has entered a digital era, you can stay at home and pay for services such as electricity, water, internet, television packages, etc. just with the ZaloPay application. You also don't have to worry about keeping invoices, the system will have a mode to store transactions. You can check whenever needed.

Gift giving feature
What do you think about congratulating relatives, friends, colleagues, ... on the occasion of birthdays, holidays, parties, ... from afar? You don't always get to attend everyone's special occasions. Understanding the psychology of users, ZaloPay has a feature to send gifts to help you create surprises for the people you love the most.

Phone recharge feature
This is probably the feature that users like the most. Therefore, most e-wallets support this feature, including ZaloPay. With all denominations as well as carriers, you can not only top up yourself, you can also top up any phone number you know.


Card payment feature
ZaloPay supports you in transferring money to pay Visa / Mastercard credit card debts of banks in Vietnam.

Why use ZaloPay?
There is more than one reason for you to trust and choose ZaloPay to accompany you in life, solving some financial problems.

Wide variety of utilities
Admittedly, ZaloPay helps you solve your financial troubles compared to traditional methods thanks to the above 6 features. Not only that, but ZaloPay also optimizes the user experience when with just a few clicks, you can complete transactions. At the same time, in today's rush, you can save a lot of effort and time when using ZaloPay's service.

High reliability and safety
Owned by VNG and integrated with more than 70 million Zalo customers across Vietnam, nearly 100 million people have proven the security and reliability of ZaloPay. Security with PCI DSS standard and unlocking features have helped users feel secure to use ZaloPay e-wallet. You can set up fingerprint unlock mode, face ID or regular password.

100% Free
Why not use ZaloPay when the application is completely free? With such versatile features without any cost, ZaloPay is loved and used by many people.


Attractive promotions
ZaloPay has links with brands and partners in many fields, so you will often receive coupons, discount vouchers, promotions when using your program in combination. This helps to form users' habits of using e-wallets and at the same time can attract customers.

No need to register an account
Yes, you didn't misread it at all. You just need to have a Zalo account and choose to link with ZaloPay. The system will automatically synchronize the data of contacts, friends, .. and you can already use the service of ZaloPay e-wallet without having to register a new one.

Why should I identify my ZaloPay account?
Because this is an electronic payment wallet, directly related to money issues, account identification is extremely important. When you identify your ZaloPay account, you will feel more secure because:

Increase security with a shield that verifies your identity every time you use it.
Minimizing the risk of forgery, abuse, account compromise.
The transaction limit was raised from 5 million to 200 million.
Save time when problems occur, complaints are resolved.


Which banks are associated with ZaloPay wallet?
Currently, ZaloPay is a partner of 7 major banks in Vietnam and this number is expanding day by day. Those 7 names are Vietcombank, VietinBank, BIDV, Sacombank, Eximbank, SCB, Viet Capital Bank.

To make transactions, you need to link your bank account to the wallet and transfer money from the bank to the wallet.

Instructions to create a ZaloPay wallet 2021
You can create a ZaloPay wallet in one of two very simple ways.

Method 1: Through Zalo application
Step 1: Open ZaloPay app, select Login with Zalo.
Step 2: Create a password and confirm the 6-digit password again.
Step 3: Enter the registered phone number and verify with the code sent to the phone number you just entered.


Method 2: Through phone number
Step 1: Open ZaloPay app, select Login with phone number and enter the registered phone number.
Step 2: Enter the verification code just sent to the phone number registered in step 1.
Step 3: Create a password and confirm the 6-digit password again.
Step 4: Select Link now to sync with Zalo application.


Note: Each ZaloPay account can only be linked to one Zalo account.

Above are the sharing about ZaloPay electronic payment wallet. Hope you will find this article useful and gradually form the habit of using online payment wallets in today's digital age. You can read more about Airpay wallet here or other articles related to Zalo application such as Zalo ads , how to create Zalo page , how to download Zalo for Macbook , ...

Frequently asked questions
Is there a fee to transfer money from a bank card via ZaloPay?
Reloading money into your ZaloPay wallet from linked bank accounts is completely free, you can freely transfer it to your wallet to be able to use the outstanding features of ZaloPay.

Is it possible to withdraw money from ZaloPay wallet to bank account?
This is a two-way transaction, you can completely transfer in when needed and withdraw if you want to use cash.

What is the multiple of the bank-to-wallet conversions?
You can transfer to your wallet or back to your bank account in multiples of 10,000. That means you can transfer in denominations of 10,000, 20,000, 100,000, 300,000, etc.

How many bank accounts can ZaloPay link?
You can link to many different banks on the same ZaloPay account.

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